Recent Posts

According to the National Insurance Crime Bureau, over 930,000 vehicles were reported stolen in 2021. With reports continuing to rise across the United States, many people are left wondering what they can do to prevent car break ins. From simple safety tips to devices...

May is Motorcycle Safety Awareness Month. This annual campaign is held each spring by the National Highway Traffic Safety Administration (NHTSA) to promote safe driving and riding practices to reduce the number of fatalities and injuries on the roadways. Motorcyclists...

Auto and homeowners policies are meant to go together. (If tater hadn’t met tot, what would we have? Just a tater.) If your auto and home policies aren't bundled, you might be missing out on duo discounts — and that can mean missing out on premium savings. Benefits to...

 Did you know that if you’re driving and engaging in a conversation on your mobile device, you are overfour times more likely to be involved in an accident? Let’s take a look at what constitutes distracted driving,what the consequences are and what you can do to curb...

According to the National Highway Traffic Safety Administration (NHTSA), the days preceding Thanksgiving kick off a busy – and potentially dangerous – holiday travel season. In addition to just the sheer volume of cars on the road, speeding, distracted driving and...

Dropping some of your coverage—like comprehensive or collision—to the lowest legal level can cut your premium, but it could also put you at serious risk. Determining Which Coverage You Need An automobile insurance policy is designed to provide you with a level...

Uninsured motorist and underinsured motorist are auto insurance coverages that protect you and your vehicle if you’re involved in a car accident caused by a driver with either no insurance, or too little coverage. Uninsured motorist insurance is valuable protection to...

The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel. Review the...

Handing a teenager their first set of car keys can carry significant risks. In fact, recent research from the Centers for Disease Control and Prevention found that drivers ages 16-19 are more likely to be involved in a motor vehicle crash than any other age group....

According to HomeAdvisor, the average cost to replace an HVAC unit in the United States is $5,000. With numbers like that, it’s no wonder so many homeowners want to ensure they have the proper coverage in place to protect their homes and families after a loss. Does...

Wildlife is a pleasure to experience — but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and potentially expensive). Most homeowners insurance...

An ice dam is a thick ridge of ice that forms at the edge of a roof. It prevents melting snow from draining off, forcing the melted water to seep underneath shingles. The water can leak into your home, damaging insulation, walls and ceilings. Here are some suggestions...

The work of a plumbing contractor involves installing, maintaining and repairing water systems in residential and commercial structures. This article discusses plumbing contractors’ potential exposures and common types of insurance available to address these possible...

Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new sharing services that allow homeowners to connect with travelers and rent...

Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged. This rise in construction costs is directly tied to soaring building material expenses. According to the NAHB, current lumber costs are up...

Everyone wants to keep the family dog healthy for years to come, which is why many people purchase pet insurance to their insurance program. This type of coverage will help to cover your dog’s medical bills; however many people are unaware that it does not cover any...

Molds are microscopic fungi that live on plant or animal matter. Molds may grow indoors, or outdoors and are part of our natural environment. They play a significant role in the environment by breaking down and digesting organic material. Molds multiply by producing...

At Thorp & Trainer Insurance, we are committed to helping you safeguard your home or business from loss. Flooding is a great concern in our area and we want to keep you informed on the latest information regarding flood insurance. Please click here to view the...

There is no uniform answer to convey how coverageis provided According to the BBC, a COVID-fueled “bicycle boom” began in 2020, with demand for the classic mode of transportation skyrocketing in response to public transportation anxiety. The two-wheeled manual mode of...

Wildlife is a pleasure to experience — but not inside your home. Animals can move into your attic, walls, chimney or other nooks and crannies. Dealing with their waste, unpleasant smells and damage is frustrating (and potentially expensive). Most homeowners insurance...

An ice dam is a thick ridge of ice that forms at the edge of a roof. It prevents melting snow from draining off, forcing the melted water to seep underneath shingles. The water can leak into your home, damaging insulation, walls and ceilings. Here are some suggestions...

Jewelry is one of the world’s oldest archaeological artifacts, having been used for centuries across cultures to mark social status, store wealth and symbolize personal meaning. In the 21st century, it's common to own designer jewelry collections, engagement and...

According to the National Highway Traffic Safety Administration (NHTSA), the days preceding Thanksgiving kick off a busy – and potentially dangerous – holiday travel season. In addition to just the sheer volume of cars on the road, speeding, distracted driving and...

In 2021, e-bike imports neared 790K (up from 450K in 2020) and this year may set another record. E-bike riders are more than three times more likely to have a collision with a pedestrian than either scooters or traditional bikes. Injuries arising from electric bike...

Ingredients Bisquick mix: a premade baking mix that typically contains flour, baking powder, salt, and other ingredients Milk: for the biscuit layer Egg: to bind the Bisquick layer Ground beef: any lean ground beef Sweet onion: for a mild and slightly sweet flavor...

Ingredients Zucchini: Shred 3 medium zucchini or 2 large zucchinis. All-purpose flour: This is what creates the structure for the zucchini fritters. Large eggs: Whisked eggs are added to the ingredients to help bind the ingredients together. They are just one of the...

Ingredients 1 Loaf of Brioche Bread Cubed 6 Eggs 2 Cups of Milk 1 tbsp of Vanilla Extract 3 tbsp of Light Brown Sugar 1 tsp of Cinnamon 1/2 tsp of Salt maple syrup (optional) Toppings 4 tbsp of Brown Sugar 2 tbsp of Granulated Sugar 2 tbsp of Cold Butter 1/2 tbsp of...

Ingredients Chicken filling: 2 large skinless, boneless chicken breast halves 3 cups water 1 tablespoon chili powder ½ teaspoon salt ½ teaspoon ground cumin ¼ teaspoon ground black pepper ¼ teaspoon garlic powder ¼ teaspoon onion powder ⅛ teaspoon cayenne pepper 1 (7...

Ingredients 2 oz. finely grated sharp cheddar 1 tsp. all-purpose flour 2 tbsp. finely chopped green onions 2 tbsp. sesame seeds 1 (17.3-oz.) package puff pastry dough, divided into 2 sheets 1 large egg, whisked until frothy Directions Step 1 Preheat oven to 425°. Mix...

Ingredients 22 slices large pepperoni, divided 4 tbsp. butter 4 tbsp. all-purpose flour 1 1/4 c. milk 1/2 c. heavy cream 1 tsp. garlic powder 1 tsp. dried oregano Kosher salt Freshly ground black pepper 2 c. shredded mozzarella 3/4 c. freshly grated Parmesan, divided ...

Ingredients 3 cups white sugar ¾ cup butter ¾ cup milk 1 ½ cups peanut butter ½ teaspoon vanilla extract 4 ½ cups quick-cooking oats Directions Combine sugar, butter, and milk in a saucepan over medium heat. Bring to a rapid boil and boil for 1 minute. Remove from...

Ingredients Simple Syrup: ¾ cup water 1 cup white sugar ¼ cup lemon juice 1 large lemon, zested Trifle: 3 (6 ounce) containers fresh raspberries 1 (8 ounce) container frozen whipped topping (such as Cool Whip®), thawed 4 tablespoons lemon curd 4 cups prepared vanilla...

Ingredients 1 1/2 c.panko bread crumbs (or regular bread crumbs) 1/2 c.finely grated Parmesan 1/2 tsp.dried Italian seasoning Kosher salt Freshly ground black pepper 1 head cauliflower, cut into florets 3large eggs, lightly whisked Marinara, for serving Directions...

Ingredients For the Bisque: 1 tablespoon olive oil 2 tablespoons butter 2 leeks, white and light green parts only, washed well and chopped 4 garlic cloves, minced 1/2 teaspoon red pepper flakes (can add more, to taste) 2 tablespoons tomato paste 1 cup dry sherry or...