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Chicken Milanese
Ingredients: 4 boneless, skinless chicken breasts (6-8 oz each) Salt and pepper Flour for dredging 3 large eggs, beaten and seasoned with salt and pepper 1 cup fine dry breadcrumbs ½ cup panko breadcrumbs or homemade course breadcrumbs ½ cup finely grated Parmigiano-Reggiano cheese Freshly grated nutmeg Olive or Canola oil, for shallow frying 2 lemons, halved and caramelized or cut into wedges Directions: -Butterfly and pound chicken breasts into cutlets. Season cutlets with salt and pepper on each side. -Preheat oven to 250◦F. Place a cooling rack on a baking sheet to keep culets warm...
Porchetta Style Pork Chops
Ingredients 1 lemon 4 thick-cut bone in porch chops (about 1 ½ in thick) 4 Tbls olive oil 6 cloves garlic: 2 chopped, 4 smashed 1 Tbls fennel seeds 2 Tbls finely chopped fresh rosemary Coarsely ground pepper Kosher salt 2 bulbs fennel, trimmed and cut into 8 wedges each 8 large shallots, quartered lengthwise 4 med potatoes, cut into wedges ½ cup dry white wine or chicken stock Directions Preheat oven to 400◦F -Grate the zest from the lemon. Halve the lemon and set aside. -Place the chops in a shallow dish with 2 Tbls of oil, the (2) chopped garlic, fennel seeds, rosemary, lemon zest, and...
Swordfish Cutlets
Ingredients 8 thin (about ½ thick) swordfish steaks 2 cups fine dry breadcrumbs 2 cups panko breadcrumbs Grated zest of 2 lemons ½ cup finely chopped flat-leaf parsley 2-3 cloves chopped garlic (to taste) 1 very finely chopped flat anchovy fillet (optional) Salt and pepper Olive Oil for frying and serving 1 lemon, cut into wedges for serving Fresh Tomato Relish* (optional) Directions Preheat oven to 275◦F - Set a cooling rack over a rimmed baking sheet (to keep warm). -Trim skin from the edges of the fish. Place fish between 2 pieces of parchment paper and pound gently to a ¼ inch...
Auto Insurance
Homeowner’s Insurance
Cyber Insurance
Risks of Lowering your Auto Coverage
Dropping some of your coverage—like comprehensive or collision—to the lowest legal level can cut your premium, but it could also put you at serious risk. Determining Which Coverage You Need An automobile insurance policy is designed to provide you with a level...
What is Uninsured Motorist Insurance?
Uninsured motorist and underinsured motorist are auto insurance coverages that protect you and your vehicle if you’re involved in a car accident caused by a driver with either no insurance, or too little coverage. Uninsured motorist insurance is valuable protection to...
April Is Distracted Driving Awareness Month
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel. Review the...
Safety Tips for Teen Drivers and Their Parents
Handing a teenager their first set of car keys can carry significant risks. In fact, recent research from the Centers for Disease Control and Prevention found that drivers ages 16-19 are more likely to be involved in a motor vehicle crash than any other age group....
Are You Storm-Ready?
Living in Southern New England, we experience our fair share of extreme weather conditions. From damaging hurricanes to blizzards, it is important to be prepared for whatever Mother Nature throws our way. At Thorp & Trainer, we want to make sure you are prepared...
Need to add a driver to your Business Auto Policy? Have them provide you a copy of their Motor Vehicle Report (MVR) first!
Did you know that you can hop online with the DMV and obtain a copy of an MVR? That’s right! With just a few clicks, your potential employee can show you proof that they have a good driving record. Here are the links below for RI and CT, the cost is approximately...
Parents are the Key to Safe Teen Drivers
Parent-Teen Driving Agreement Having regular conversations about safety, practicing driving together, and leading by example go a long way in ensuring your teen makes smart decisions when they get behind the wheel. But there’s another simple step you can take to get...
Make motorcycle riding safety your top priority!
Operating a motorcycle takes different skills than driving a car; however, the laws of the road apply to every driver just the same. A combination of consistent education, regard for traffic laws and basic common sense can go a long way in helping reduce the amount...
Hidden risks lurk in rental cars for travelers
The age of connectivity comes with its own set of risks A driver’s home phone number, call and message logs, and personal contacts are just some of the types of information that can be stored on a rental car. No matter the season, travelers rely on rental cars to...
What should I do if I am in an accident?
At Thorp & Trainer, we understand that being in an accident is a very stressful and traumatic experience. Many policyholders have told us that they wish they acted differently at the scene of the accident, but that their nerves got the best of them. That’s why we...
Insurance Needs for Plumbing Contractors
The work of a plumbing contractor involves installing, maintaining and repairing water systems in residential and commercial structures. This article discusses plumbing contractors’ potential exposures and common types of insurance available to address these possible...
The Risks of Airbnb and Home Sharing
Just a few years ago, taking a trip involved contacting travel agencies, booking hotel rooms and making plans far in advance. Today, however, smartphones and the internet have helped create new sharing services that allow homeowners to connect with travelers and rent...
Homeowners Insurance and the Rising Cost of Construction
Recent findings from the National Association of Home Builders (NAHB) confirmed that household construction costs have surged. This rise in construction costs is directly tied to soaring building material expenses. According to the NAHB, current lumber costs are up...
Different Types of Property Valuation
An insurance valuation is an assessment of how much it would cost to rebuild a property in the event of a total loss, such as after a fire or building collapse. The correct valuation makes sure it’s insured for the correct amount. It also specifies how much money the...
Why You Should Hire a Licensed Contractor for Home Services
If you need to get some repairs or improvements done on your home, it may be tempting to do them yourself or to use an unlicensed handyman to save money. But with certain upgrades, like structural or property changes, electrical improvements or plumbing projects, it...
10 Spring Home Maintenance Tips
As the warmth of spring approaches, it’s easy to forget the damage that harsh winter weather may have done to your house. A bit of spring maintenance now can prevent costly repair bills later. Review these 10 tips for spring maintenance to avoid any unwelcome...
Smoke Alarm and Carbon Monoxide Safety Tips
While most home owners know the importance of having smoke alarms, almost three out of five fire fatalities from 2014 to 2018 happened in properties with no alarms or where alarms failed to operate, according to a report by the National Fire Protection Association. In...
Why You Need To Know Where Your Main Shut-Off Valve Is
Knowing the location of your home’s main shut-off valve is extremely important. If a plumbing disaster should occur in your home, being able to get to your main shut-off valve quickly can mean the difference between a little water on the floor and a major homeowner’s...
PREPARE NOW: Be Ready When Jack Frost Visits
Winter’s extreme temperatures, heavy snow and ice, freezing rain and chilling winds can cause power outages, which could last hours to days. Are your policyholders prepared if that happens? November is Winter Weather Safety Month, so here are some tips to help them...
Benefits of Cyber Liability Insurance
When cyberattacks like data breaches and hacks occur, they can result in devastating damage. Businesses have to deal with business disruptions, lost revenue and litigation. It is important to remember that no organization is immune to the impact of cyber crime. As a...
Cyber Protection
We are more connected than ever. Cell phones, tablets, laptops, desktops, television and family gaming systems, etc., connect us in ways we never imagined. Criminals know the information accessed by your family is valuable. They can steal passwords, data, money,...
Cyber Security Insurance?
Cyber security insurance protects businesses against targeted attacks and even the occasional misplaced laptop containing confidential material. The best cyber security strategy takes a three-pronged approach: prevent, detect and mitigate risk. Today’s business...
Building a Culture of Cyber Preparedness
Author:
Daniel Kaniewski, PhD
October is National Cybersecurity Awareness Month; a month to ensure all Americans are safer and more secure online. At FEMA, we a…
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Insurance and liability risks in the emerging e-bike market
In 2021, e-bike imports neared 790K (up from 450K in 2020) and this year may set another record. E-bike riders are more than three times more likely to have a collision with a pedestrian than either scooters or traditional bikes. Injuries arising from electric bike...
Hurricane Season is Here
Be Prepared Before a Storm Strikes The 2022 Hurricane Season is officially upon us. The National Oceanic and Atmospheric Administration (NOAA) is predicting an “above normal” Atlantic Hurricane Season, stating: “For the 2022 hurricane season, NOAA is forecasting a...
Why Choose an Independent Agent?
What is an Independent Agent? Independent Agents’ do not work for one specific insurance company. Thorp & Trainer acts as your partner providing the most comprehensive and affordable coverage for your lifestyle. We offer quotes with our various companies to help...
Insurance Needs for Plumbing Contractors
The work of a plumbing contractor involves installing, maintaining and repairing water systems in residential and commercial structures. This article discusses plumbing contractors’ potential exposures and common types of insurance available to address these possible...
Commercial Property Insights
Aging Buildings: Roofing Systems Roofing systems are more complex than meets the eye, and they can develop structural issues if they are not properly updated and maintained as they age. When assessing the structural integrity of a building’s roofing, the main concern...
Why You Should Hire a Licensed Contractor for Home Services
If you need to get some repairs or improvements done on your home, it may be tempting to do them yourself or to use an unlicensed handyman to save money. But with certain upgrades, like structural or property changes, electrical improvements or plumbing projects, it...
25 Common Insurance Terms and What They Mean
Every industry has its own unique language and terminology, and insurance is no exception! But whether you’re insuring a new car or settling into a new house, we believe in making the process as easy and stress-free as possible. That’s why we’ve created a guide to 25...
How to Check if You’re At Risk for Identity Theft
Are You at Risk for Identity Theft? In 2020 alone, there were more than 1.4 million identity theft reports filed with the Federal Trade Commission (FTC). Luckily, there are things you can do to better protect yourself from someone using your identity. Before you can...
What is Uninsured Motorist Insurance?
Uninsured motorist and underinsured motorist are auto insurance coverages that protect you and your vehicle if you’re involved in a car accident caused by a driver with either no insurance, or too little coverage. Uninsured motorist insurance is valuable protection to...
Common Auto Insurance Terms
At fault: This term refers to the degree to which a party caused or contributed to an accident. This term is often used to determine whose auto insurance company pays for specific portions of damages incurred as the result of an accident. Liability coverage pays for...
Chicken Milanese
Ingredients: 4 boneless, skinless chicken breasts (6-8 oz each) Salt and pepper Flour for dredging 3 large eggs, beaten and seasoned with salt and pepper 1 cup fine dry breadcrumbs ½ cup panko breadcrumbs or homemade course breadcrumbs ½ cup finely grated...
Porchetta Style Pork Chops
Ingredients 1 lemon 4 thick-cut bone in porch chops (about 1 ½ in thick) 4 Tbls olive oil 6 cloves garlic: 2 chopped, 4 smashed 1 Tbls fennel seeds 2 Tbls finely chopped fresh rosemary Coarsely ground pepper Kosher salt 2 bulbs fennel, trimmed and cut into 8 wedges...
Swordfish Cutlets
Ingredients 8 thin (about ½ thick) swordfish steaks 2 cups fine dry breadcrumbs 2 cups panko breadcrumbs Grated zest of 2 lemons ½ cup finely chopped flat-leaf parsley 2-3 cloves chopped garlic (to taste) 1 very finely chopped flat anchovy fillet (optional) Salt and...
Mediterranean Style Turkey Meatballs with Lemon Pasta
Ingredients 1 package 85% Lean / 15% Fat Ground Turkey (about 1 lb.) 1 egg 2/3 cups panko breadcrumbs 1/2 cup crumbled feta cheese 1/2 red onion, grated or minced 4 cloves of garlic, minced 1/2 lemon, zested 1/4 cup finely chopped fresh mint or parsley, or 1 tbsp....
Cacio e Pepe
Ingredients 2 servings Kosher salt 6 oz. pasta (such as egg tagliolini, bucatini, or spaghetti) 3 Tbsp. unsalted butter, cubed, divided 1 tsp. freshly cracked black pepper ¾ cup finely grated Grana Padano or Parmesan ⅓ cup finely grated Pecorino Preparation...
Bisquick Topped Blueberry Cobbler
Ingredients 2 ¼ cups Bisquick baking mix ⅔ cup milk ¾ cup sugar 2 tablespoons all-purpose flour 1 teaspoon finely grated lemon zest ½ teaspoon salt 6 cups fresh blueberries 1 teaspoon vanilla extract Vanilla ice cream, for serving (optional) Directions Step 1 Preheat...
Grilled Stuffed Jalapeños
Ingredients: 2 center-cut bacon slices 4 ounces cream cheese, softened (about 1/2 cup) 4 ounces fat-free cream cheese, softened (about 1/2 cup) 1 ounce extra-sharp cheddar cheese, shredded (about 1/4 cup) ¼ cup minced green onions 1 teaspoon fresh lime juice ¼...
Simple Lemon, Shrimp, and Prosciutto Pasta
Ingredients: 8 ounces uncooked vermicelli or angel hair pasta 2 ounces thinly sliced prosciutto ¼ cup extra-virgin olive oil, divided 4 garlic cloves, thinly sliced 2 cups multicolored cherry tomatoes, halved ½ cup thinly sliced fresh basil, divided ½ teaspoon kosher...
Ranch Wings: Howard Thorp’s Secret Recipe
From Our Family to Yours Ingredients 4 -5 lbs of chicken wings, tips removed and wings cut in half at joint 1 ½ - 2 oz of dry ranch dressing mix 1 teaspoon yellow corn meal 1 teaspoon white flour 1 tablespoon grated cheese ½ teaspoon salt ½ teaspoon ground...
Sheet Pan Hawaiian Shrimp
Ingredients 2 (8.8-oz.) pkg. precooked jasmine rice 3 tablespoons canola oil 2 cups fresh pineapple chunks (about 8 oz.) 1 large red bell pepper, cut into 1-in. pieces 1 ¼ pounds raw large shrimp, peeled and deveined 3 tablespoons lower-sodium soy sauce 2 tablespoons...
Insurance and liability risks in the emerging e-bike market
In 2021, e-bike imports neared 790K (up from 450K in 2020) and this year may set another record. E-bike riders are more than three times more likely to have a collision with a pedestrian than either scooters or traditional bikes. Injuries arising from electric bike...
Head Up, Phone Down When Headed Back to School
Provided by the National Safety Council Summertime offers a reprieve from school-year activities, but once fall rolls around again life becomes much more hectic. Parents and kids have a lot of new distractions to deal with: carpools, early schedules, after-school...
Artisan Contractors vs. General Contractors
Artisan Contractors (aka trade contractors) are essential in the building and construction industry. Artisan Contractors may include tree surgeons, roofers, carpenters, plumbers, electricians, landscapers, HVAC specialists, and painters. General Contractors are...
10 Summer Home Maintenance Tips
Maintaining your home helps reduce the risk of preventable disasters. Check out these great summer home maintenance tips!
Why Choose an Independent Agent?
What is an Independent Agent? Independent Agents’ do not work for one specific insurance company. Thorp & Trainer acts as your partner providing the most comprehensive and affordable coverage for your lifestyle. We offer quotes with our various companies to help...
Insurance Needs for Plumbing Contractors
The work of a plumbing contractor involves installing, maintaining and repairing water systems in residential and commercial structures. This article discusses plumbing contractors’ potential exposures and common types of insurance available to address these possible...
How To Safely Enjoy Your Summer Barbecues
Some of the most memorable summer moments occur when friends and family gather in the backyard for a barbecue. These gatherings can make for a great summer; however, it is important to remember safety when barbecuing. At Thorp & Trainer, we want to ensure this is...
Help Us Support Maddie Potts
From now until the end of March, for every new like we receive on the Thorp & Trainer Facebook page, we will donate $5 to the Maddie Potts Foundation up to $2500. The Maddie Potts Foundation was established in November of 2017, less than 2 months after Maddie's...
Changes in First-Class Mail Delivery
As of October 1, the United States Postal Service (USPS) implemented new delivery standards for First-Class Mail. Delivery of First-Class mail may now take 1 or 2 days longer, depending on location. Local area deliveries may remain unaffected, but mail traveling...
Proudly Supporting Our Friends & Neighbors
Now more than ever, it is important to help those in need. Throughout the months of November and December, Thorp & Trainer will be assisting families in our community by supporting the Holiday Food Basket Program in partnership with The Westerly Sun. We urge...