107 Airport Rd. Westerly, RI 02891 (401) 596-0146 service@thorptrainer.com

Wishing You a Happy, Healthy Thanksgiving

We would like to take this opportunity to express our appreciation for your business. It has been our pleasure to be part of this great community for over 110 years, and we thank you for your continued support especially during these challenging times.

Our local restaurants, shops, merchants and all small businesses need our help. Please remember to buy local for your goods and services to support our hardworking neighbors on Small Business Saturday – November 28th!

Your friends at Thorp & Trainer hope you and your loved ones remain healthy and safe throughout the holiday season and beyond. From our family to yours, we wish you a happy and joyous Thanksgiving.

Holiday Schedule

Please take note of our holiday hours:

We will be closed Thursday, November 26th and Friday, November 27th. 

Should you require assistance during this time, please call 401.596.0146 to access our emergency mailbox and someone will respond quickly to your request.

Pumpkin Roll

3 eggs

1 Cup Sugar

2/3 cups canned solid pumpkin

1 teaspoon baking soda

1 teaspoon cinnamon

¾ cup flour


8 oz. cream cheese

1 cup confectioners’ sugar

½ teaspoon vanilla

Beat together eggs, sugar, pumpkin, baking soda, cinnamon and flour.  Grease (very well) jellyroll pan. Spread mixture and bake on 375 for 15 minutes.  Turn over onto wax paper and roll into jellyroll.  Let stand for 45 minutes.  Unroll jellyroll, remove waxed paper.  Spread filling mixture onto pumpkin roll.  Roll back up.  Refrigerate.  Slice into ¼ inch pieces.

Proudly Supporting Our Friends & Neighbors

Now more than ever, it is important to help those in need. From now through December, Thorp & Trainer will be assisting families in our community by supporting the holiday food basket program. We urge everyone to support our friends and neighbors who may be struggling even more this holiday season. Thank you.

Our Deepest Thanks for Your Service

Your friends at Thorp & Trainer Insurance extend our heartfelt thanks to our servicemen and women and their families. We appreciate your service and sacrifice.  Please note that in honor of Veteran’s Day our office will be closed on November 11th.

Wishing All Ghosts & Goblins A Safe Halloween

On behalf of the entire staff of Thorp & Trainer Insurance, we hope you and your family enjoy a safe and happy Halloween.  Please remember to dress your trick-or-treaters in bright colors and have them carry flashlights. It is also a good idea to make yourself familiar with the restrictions that are in place due to COVID-19. Please click here to view the tips for a safer Halloween offered by the State of Rhode Island. Stay Safe and Enjoy Your Evening!

Shield Yourself From Financial Harm – Add A Personal Umbrella Policy Today!

Having been part of this community for over a century, we strive to make sure our neighbors are prepared for life’s challenges. Many are unaware that even with Home or Auto Insurance, you still may be vulnerable to costly lawsuits in the event of an accident in your car or at your home. 

We urge you to consider purchasing a Personal Umbrella Policy to help shield yourself from a lawsuit that could deplete your life savings. Home and Auto Policies have a limit of liability protection. After those limits are exhausted you could then be held personally responsible for additional monetary damages – a Personal Umbrella Policy can help to safeguard your future.

 Typical Personal Umbrella Policies range between $200 and $500 annually for $1 million in liability protection. Umbrella Insurance could also protect you against accusations of libel and slander. It may also provide some liability protection while traveling abroad. 

Higher limits are also available. 

Our agents would be happy to review your options for Personal Umbrella Insurance. To learn how this small investment could save you thousands in the future, please call your account manager today at 401.596.0146.

Happy Columbus Day!

All of us at Thorp & Trainer wish you and your family a happy Columbus Day weekend. Our office will be closed on Monday, October 12th, in observance of the holiday. Should you require assistance during this time, please call 401.596.0146 to access our emergency mailbox and someone will respond to your request. 

A Reminder to Support Local Business

We would like to take this opportunity to say how proud we are to be a part of such a vibrant, close-knit community. Thorp & Trainer has been a small business in Westerly for over 100 years and we appreciate your continued business. During these uncertain times, we encourage our friends and neighbors to support as many local businesses as possible. They truly are the backbone of our community and we know they appreciate your continued support. Thank you.

Have You Tried Thorp and Trainer’s Portal on Demand (POD)?

T&T Portal On Demand

We are pleased to announce that our new 24 – 7 online customer service option, Portal on Demand (POD) has been a great success. Located on the lower right corner of our website, https://www.thorptrainer.com. This portal was designed to provide our clients with services they need in the comfort of their home. The POD access is also available (function limitations may apply) in a mobile version and are available for download from the Google Play and Apple stores. (Search for Thorp Trainer)

This new program provides you a variety of added services, including:

  • View and print automobile ID cards
  • View policy information
  • Request policy changes online
  • Access your agent’s direct contact information
  • Review and download your account documents
  • Obtain a certificate of insurance (commercial accounts only)
  • Maintain and manage an up-to-date list of certificate holders (commercial accounts only)
  • Report claims online with the option to upload pictures and related claims documentation
  • Receive documented confirmation of all activity conducted online 

If you haven’t already, please create an account, using your email, phone number associated with your Thorp & Trainer account, a policy number and a password of your choice. You can set up your account by clicking here

During these difficult times, we thought it best to make doing business as convenient as possible for our clients. As more services are moving online, we want to ensure our customers have the highest level of accessibility when they need it most. In this day and age, it’s one less thing you should have to worry about. To learn more, call your Thorp & Trainer account manager at 596.0146.

Home Maintenance You Should Do This Fall

Fall is the perfect time for home maintenance. The sweltering summer weather has passed but the uncomfortable cold of winter isn’t here yet. This is your window of opportunity to get your home ready for everything winter weather will throw at it—plus to catch up on other general home improvement projects you might have been putting off. 

Here’s a checklist of what you should be working on. 

1. Mind the gutters. Leaving gutters clogged with leaves, pine needles, and other debris can lead to ice dams and devastating flooding in the winter. There are other problems you want to avoid as well, such as rot and infestations of rodents or other pests. 

2. Deal with drafts. Repair any broken windows and seal up and cracks or other openings in your windows and doors. You can check for drafts under a door by closing it over a piece of paper. If it slides over it, there’s too much space. Use an incense stick to detect drafts by windows. 

3. Furnaces and fireplaces. Check to make sure your furnace is all set to go, before you really need it. Make sure the thermostat is working. Change the filter. Schedule a time to get the oil delivered now and do a test run of the furnace. Check out this how-to video here or this list here. If you have a fireplace you should also be doing the same kind of pre-winter preparation, checking the flue along with the doors and shields. Zillow has a helpful checklist here

4. Smoke Detectors. Winter is the season of space heaters and fireplaces. So it’s a good idea to make sure your smoke and carbon monoxide detectors are all set to go beforehand. Check the batteries and the expiration dates on the devices themselves. If it’s hard to remember to do this, just plan on doing it when you set back the clocks on November 2. (Read more here about what the Firemen’s Association of the State of New York says about the importance of checking your smoke and carbon monoxide detectors.) 

5. Turn off the faucet. An outside faucet left on can cause pipe damage and flooding. There is a right way to do this. Make sure you turn off the interior valve first, let it drain inside, next drain it from the outside, and then turn off the exterior faucet. Here’s a video with more information. 

Other things to do. If you’ve done all that and you’re looking for more, here are some other fall improvement projects you should consider, according to FamilyHandyman.com

    ► Bleed your hot radiators. Trapped air can prevent it from fully heating up. 

    ► Make sure steam radiator vents are not blocked. 

    ► Bring any paint you’ve used indoors. Otherwise, it could freeze.

    ► Winterize your gas grill. This video shows you how to do it. 

    ► Bring in and store your lawn chairs. 

    ► Line your driveway and walkways with markers so it’s easier to shovel or use a snow blower. 

For other fall home maintenance ideas, check out this list

Winter weather brings a range of hazards, from heavy snowfall and ice storms to bitter cold. Fortunately, fall affords us plenty of time to get ready for it while the weather is just right for a bit of hard work at home.