Having been part of this community for over a century, we strive to make sure our neighbors are prepared for life’s challenges. Many are unaware that even with Home or Auto Insurance, you still may be vulnerable to costly lawsuits in the event of an accident in your car or at your home. 

We urge you to consider purchasing a Personal Umbrella Policy to help shield yourself from a lawsuit that could deplete your life savings. Home and Auto Policies have a limit of liability protection. After those limits are exhausted you could then be held personally responsible for additional monetary damages – a Personal Umbrella Policy can help to safeguard your future.

 Typical Personal Umbrella Policies range between $200 and $500 annually for $1 million in liability protection. Umbrella Insurance could also protect you against accusations of libel and slander. It may also provide some liability protection while traveling abroad. 

Higher limits are also available. 

Our agents would be happy to review your options for Personal Umbrella Insurance. To learn how this small investment could save you thousands in the future, please call your account manager today at 401.596.0146.