When it comes to disasters, mother nature does not discriminate. People from all income levels and backgrounds have experienced the challenges of rebuilding their lives after a natural disaster or an emergency.
FEMA’s 2018 National Preparedness Report found, that while federal agencies have made efforts to streamline disaster recovery assistance:

  • Businesses continue to face challenges navigating post-disaster economic recovery programs;
  • Communities often struggle to effectively communicate and coordinate with the private sector; and,
  • Financial disruptions from disasters can disproportionately affect less-resourced communities, prolonging their return to economic viability.

Value of an AFC® (Accredited Financial Counselor®)
We are thrilled to partner with FEMA to support the development of training that will help not only our financial professionals, but also ALL financial professionals better serve their clients, while also reaching individuals and families who otherwise may not have access to this critical information.
AFC® professionals are as diverse as the communities in which they serve.

  • They work in military/government, private practice, nonprofit organizations, banks/credit unions, research, and higher education.
  • They work in every state and even worldwide at military installations across the world.
  • They serve individuals both young and old, people with disabilities, those who are socioeconomically disadvantaged, and minorities across gender, race, and ethnicity.

Together with a membership community that includes financial counselors, coaches, planners, therapists, and educators, our professionals span the full continuum of financial care.

AFC® professionals have the knowledge, skills, and experience to help individuals and families build a strong financial foundation – a foundation that is critical to helping more people be prepared to effectively respond to financial emergencies and get back on their feet faster following a disaster. 

Affecting Change. Creating Impact.
In 2017, FEMA took important steps to enhance disaster preparedness. They worked with federal partners from the Financial Literacy Education Commission (FLEC) and other community partners to compile resources that help you strengthen your home, your job, and your communities’ ability to be financially prepared. In March of 2018, they announced the updated Emergency Financial First Aid Kit (EFFAK), a joint publication from Operation Hope and the FEMA Citizen Corps; you can use it to identify important documents, medical records, and household contracts in preparation for a disaster.

AFC® professionals work with individuals and families every day – helping them create a strong foundation to weather life’s storms. Through our partnership with FEMA, we are excited to expand our reach to aid in FEMA’s efforts to improve disaster preparedness. If you are a financial professional, we invite you to join us in these efforts! Visit and sign up for our mailing list to be notified as training opportunities become available. Financial professionals should go to for more information. Together we can create tremendous impact in communities nationwide, because “preparedness is the calm before, during, and after the storm.

Rebecca Wiggins, Executive Director of the Association for Financial Counseling & Planning Education® (AFCPE®)