Service Line Coverage is a relatively new and innovative endorsement that can be added to some homeowner’s insurance policies. Service Line Coverage is an optional endorsement which provides payment for loss or damage resulting from a service line failure. A service line constitutes underground piping and wiring that is located at the residence premise and produces a service, such as delivering water or power to the dwelling or other structure from a utility or private water supply. A service line failure is physical damage that results in a leak, break, tear, rupture, collapse or arcing of a covered service line. Without this endorsement, any cost of repair or replacement are the full responsibility of the homeowner. Service Line Coverage can be purchased for an affordable additional premium per year and is likely subject to a smaller deductible than on your existing homeowners’ policy. At Thorp & Trainer Insurance, we are always looking for additional ways to safeguard our policyholders. To see if your policy is eligible for this unique coverage, please contact our office to discuss further.