(401) 596-0146 service@thorptrainer.com

Providing superior service for over a century

Thorp & Trainer treats you like a person, not like a policy.

Founded in 1910, we are an independent, Trusted Choice® insurance agency located in Westerly Rhode Island, which means we work for you, not an insurance company. We take the time to advise you on the coverage that is right for you, whether it’s car insurance, homeowner’s, business policies, life insurance, long term care, or disability insurance. Since we represent multiple insurance companies, we provide more choices, better pricing, and greater options for all your insurance coverage.

Our understanding in managing risk provides you with the security that your insurance advice comes from seasoned and experienced professionals. We are committed to maintaining the highest standard of excellence in all we do and establishing a firm relationship of mutual trust and service with each of our clients.

As our valued customer, you can expect a complete analysis of your insurance needs. Our experienced professionals are always available to discuss all your insurance needs. In addition, we stand by you, ensuring a fair and prompt settlement of your claims.

Trusted Choice

Trusted Choice® Pledge of Performance

Trusted Choice® agencies are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products and unparalleled advocacy. As a Trusted Choice® agency, we are dedicated to you and are committed to treating you as a person, not a policy. (read more)

News and Updates

Is your golf cart properly insured?

It used to be that the only place we ever encountered golf carts was on a golf course, but times have changed. The personal use of golf carts on private and public roads, campgrounds, etc. has taken off over the last few years, and why not? They are eco-friendly, offer great gas mileage (if not electric), are easy ...

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A Back Seat View

Author:  ...

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How Likely Am I to Need Long-Term Care?

If you were to suffer an illness or disability that required long-term nursing care, would you be covered?  Maybe not. The vast majority of Americans go through their lives reassuring themselves that it will never happen to them. However, if past trends continue, 43 percent of those aged 65 and older ...

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Determining the value of your home

Insurance agents are often asked, “Why is my coverage so high when my home value is much lower?” There are many different figures thrown around regarding the “value” of your home. Let’s visit these to explain the differences. For insurance purposes, Replacement Value is used. Replacement Value is the amount it ...

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Claims Center



Click the link below for a list of 24 hour claim numbers. Prior to calling, please have your policy number and claim details available.
Report a Claim

Online Account Access



Manage your account anytime of the day or night. Print certificates of insurance and auto ID cards, verify coverage, and check claims status.
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